What I Learned from a Melbourne Car Accident Solicitor

car accident in melbourne AUSWhen a car accident happens, injured individuals have the right to seek compensation. Of course, there is no legal obligation put on injured individual to find a car accident lawyer in Melbourne, but this is often the wisest course of action if an individual is hoping to get the compensation that they deserve as quickly as possible without having to jump through hoops for the insurance company.

Even if the individual who was injured was at fault, it still pays to consult with a lawyer who is experienced when it comes to car accidents and insurance providers since they can help an individual better understand what their options are.

When a person is at fault for accident in Australia, the liability portion of their car insurance will cover the damages that were caused to property as well as any injuries that other drivers or passengers may have sustained. In these situations, the insurance company will provide an lawyer to represent the interests of the individual up to the limit of their particular policy.

However, if a person is uninsured at the time of an accident then it will be absolutely vital that they find a qualified car accident lawyer to help protect them from an excess amount of damages being awarded to the other individuals.

More commonly, however, in injured individual will seek the counsel of the top Melbourne personal injury solicitors in order to help them receive the full compensation that they are entitled to so that they can cover their injuries, lost wages, or any other costs associated with the accident. This is especially true if negligence is not easily determined.

If, for example, it is difficult to prove who was in the wrong and both parties are disputing who exactly was at fault then a car accident lawyer can help a person settle the matter much quicker than if they were to try and handle it themselves.

A final thought on the matter of whether or not it is advantageous to hire a car accident lawyer is the fact that even if an individual is completely innocent and is entitled to full compensation for the injuries they sustained, it can still be a battle to get that compensation from insurance company.

This is because insurance companies are not eager to part with their money. It is almost always a better option have an experienced lawyer on your side who is interested in protecting your rights rather than helping the insurance company hang onto as much money as possible.

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Concerning US Accident Statistics

Vehicle-related accidents are a staggering and prevalent occurrence in the U.S. Nearly one percent of the entire population will be involved in a car accident this year. A 2009 report released by the International Traffic Safety Data and Analysis Group (IRTAD) indicated that in the U.S., 12.3 road fatalities occurred per 100,000 inhabitants that year. Total vehicle collision-related fatalities that year were 33,808.

Of those collisions, injuries are largely determined by whether or not the occupants are wearing their seatbelts. Sixty-five percent of car accident fatalities occur when a vehicle occupant is not wearing their safety belt. Rare accidents occur where seatbelt failure contributed to a collision death, but largely they are one of the best ways to minimize the risk of injury or death while in a motor vehicle.

Most Common Factors

After seatbelts, the next factor to consider about car accidents is the use of drugs or alcohol, resulting in impaired driving and slower reaction time. Thirty-five percent of vehicle fatalities result from drinking and driving. Two-thirds of these deaths represent the drivers impaired by alcohol, while the other third are innocent victims of this crime.

Speeding is another common reason behind vehicle-related collisions. According to a report made by the National Highway Transportation Safety Administration (NHTSA), speeding-related crashes killed 11,674 people in 2008. The same report indicated that of the young males between the ages of 15 to 20 years old who were involved in fatal accidents, at least 37 percent were speeding. Speeding was involved in thirty-one percent of all fatal crashes that same year. Research has shown that speeding and alcohol use tend to go hand-in-hand as well.

A car traveling at 60 mph can cover the distance of a football field in about three seconds. That is a sobering figure when you consider that with excessive speeds, comes a loss of reaction time. This means that if you are speeding, you are not allowing yourself an adequate amount of time to adjust your driving if something suddenly crosses your path. And by the time you see the obstruction and can react, it might be too late.

How People Are Affected by Auto Accidents

Everyone knows that car accidents are scary and sometimes life-changing events. There can even be varying degrees of psychological trauma experienced in vehicle collisions. While most car accidents are not fatal, even minor collisions can cause long-term anxiety related to cars and driving. Experiencing an accident can also lead to fears and phobias that further put people in danger on the road.

Aside from the emotional aftermath of a crash, you might also deal with many legal, medical and insurance-related stresses. If you experience a moderate to a severe accident, the cost of your injuries and related medical care can be extremely expensive. When serious injury and substantial property damage is involved, it also means you and the other drivers involved will be working with insurance companies and adjusters for the at-fault driver to come to a financial settlement. This can be a frustrating, overwhelming and intimidating experience unless you are familiar with traffic laws and ordinances, vehicle repair standards, possible personal injury litigation, and the ins and outs of the auto insurance industry.

What to Do

If you find yourself in a serious accident resulting in substantial personal injury or property damages, it is always best to consult a personal injury attorney. Even if you do not intend to sue anyone involved, hiring an attorney is beneficial in negotiating a more acceptable settlement with the at-fault driver’s insurance company. Insurance adjusters are highly trained individuals who have seen nearly every accident imaginable. Even if they are very accommodating or friendly, it’s important to remember that they are working in the best interest of the insurance company, not you. Insurance company goals are designed to keep financial settlement claims at a minimum. Getting some guidance in navigating complex auto insurance claims can save you a lot of pain, time and stress in an already jarring situation.

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